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Who Is Responsible for Health Insurance Costs Following a Divorce?

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Kantrowitz, Goldhamer, Graifman, Perlmutter & Carballo, P.C.

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Written/Reviewed By:

Barry S. Kantrowitz, Esq.

Last Updated: Apr 10, 2026

Read Time: 2 mins

Some of the most common questions we receive in divorce cases involving children deal with health insurance coverage.

It should be noted if you are going through a legal separation with your spouse, health insurance coverage provisions could be written into any agreement. In many cases, the parent who was responsible for making insurance payments continues to do so until the children reach a certain age (often called the age of majority).

In addition, insurance premiums are generally not included in alimony or child support, but they can be factors when deciding amounts involved in these forms of compensation. It should also be noted that once a divorce is filed, a parent cannot take a child off an existing insurance policy. This means that you cannot act in spite against your former spouse and remove a child from an existing form of coverage.

Can I Talk to an Attorney About My Health Insurance Coverage in a Divorce?

Issues involving child custody and support, including questions surrounding insurance payments are some of the more emotionally draining aspects in any divorce case. This is why it is so incredibly important to work with an experienced family attorney, who will help provide you with counsel for not only your interests, but also the interests of your children.

When it comes to child support, both New York and New Jersey use income-based formulas to calculate the amount of support owed from one parent to another. Items like medical insurance, daycare expenses and extracurricular activities can be spilt in proportion to a parent’s income.

Talk to our family lawyers if you are contemplating a divorce and have questions about support. Our attorneys have almost four decades of experience in family law negotiations, and we will help you move forward.

Keep in mind, all support orders should be reviewed over the years, as circumstances may change through complications like job loss or changes in income.

Kantrowitz, Goldhamer, Graifman, Perlmutter & Carballo, P.C. – Rockland County Divorce Attorneys

Source: http://www.npr.org/blogs/health/2014/08/12/339627570/can-divorced-dad-be-forced-to-cover-insurance-for-adult-kids

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   LWelsh 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Clever and efficient.
  
 
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   Kenny Perlow 
 22 days ago
 
 
 Trustindex verifies that the original source of the review is Google. KGG Law, and Barry Kantrowitz in particular, set the bar high for what a thorough, practical, strategic, compassionate and smart lawyer can be. Everything about Barry's advice and representation was exemplary and the stress mitigation that resulted was invaluable. On top of that, the ultimate result Barry achieved was beyond what was reasonable to expect and we are forever grateful. Often, people say that you hire a lawyer to prevent a problem. Sometimes, unfortunately, you need an attorney to solve a problem and I could not recommend Barry and his firm any more highly in that regard.
  
 
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   Aliza Ali 
 86 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My dad had a great experience with this law firm. From the very beginning, the team was professional, knowledgeable, and always willing to answer our questions. They kept us informed throughout the entire process and made what could have been a very stressful situation much easier to handle. We truly appreciated their dedication, honesty, and hard work. Thanks to their support, my dad felt confident every step of the way. We are very grateful for everything they did and would highly recommend this firm to anyone looking for reliable legal representation.
  
 
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   Jana Montero 
 89 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had a wonderful experience working with Sam Smith. He was very responsive, thorough, and easy to work with from start to finish. He walked me through everything clearly and made what started as a very stressful situation for me into something completely manageable. I would not hesitate to recommend him and the firm!
  
 
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   Mike Sakmann 
 95 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I sought legal advice regarding an employment matter and had an excellent experience working with Sam Smith, Esq. at KGG Law. Sam was thorough, attentive, and took the time to listen carefully to my concerns before providing clear, thoughtful guidance. I appreciated the professionalism and care shown throughout the process, and I would confidently recommend KGG Law to anyone in need of legal assistance.
  
 
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   Liz Hecker 
 101 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I can't say enough about this firm. They manage to comfort you during the whole legal process while staying professional and doing what is right. I would recommend them to anyone and also hire them again if I need legal help.
  
 
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   Brandy Miller 
 124 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Kate is the best. She helped me very quickly, and was very attentive with all of my needs. So thankful for her
  
 
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   Mike Greenspan 
 137 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Kate Carballo is a dedicated, passionate, and creative attorney whom I had the pleasure to lecture with at a state trial lawyer's conference. Kate's lecture demonstrated how she uses her innovative and "out-of-the-box thinking" to achieve outstanding results for her injured clients. That Kate is certified by the Supreme Court of New Jersey as a civil trial attorney is a testament to her skills, experience and commitment to excellence.
  
 
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   Jonathan Sampson 
 144 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Was referred to KGG law by a friend and could not have asked for better legal representation. They walked me through every step of the process after my accident and began every call with “ how are you feeling” which was just one example of how much they care about their clients. They handled my case very efficiently, professionally and courteously. My attorney Kate Carballo was a rock star! So clearly experienced, she consistently made me feel at ease with the process. Highly recommend
  
 
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   Vinnie Kung 
 147 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We had a great experience with the team at KGG Law. While it was a traumatic time for our family, they made it very easy for us and explained all of our options. They even performed due diligence to make sure that after our settlement, there would be no further issues which I think is even more important than the settlement itself. Thank you!

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Who Is Responsible for Health Insurance Costs Following a Divorce?

Can I Talk to an Attorney About My Health Insurance Coverage in a Divorce?

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Rockland County, New York

Bergen County, New Jersey