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Could Your Credit Score Improve Following a Divorce?

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Kantrowitz, Goldhamer, Graifman, Perlmutter & Carballo, P.C.

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Written/Reviewed By:

Barry S. Kantrowitz, Esq.

Last Updated: Jun 12, 2026

Read Time: 2 mins

According to Credit.com, a recent survey indicated that a divorce could improve a person’s credit score.

The website reported that in a survey of 526 divorced people of various ages, nearly 30 percent said they saw a considerable increase in their credit score.

According to the website, of the respondents, about 40 percent said they had higher credit scores than their spouse when they were married (7 percent said lower, 26 percent said about the same), and 40 percent identified themselves as the person who managed the couple’s finances during marriage.

The site reported that 29.66 percent said their credit improved significantly following a divorce, while 19.01 percent said that their scores got significantly worse. Surprisingly, 22.62 percent of people surveyed did not know if their divorce had an impact on their score, while 12.36 percent said their scores became “a little worse” and 16.35 percent said their scores “improved a little”.

“People whose credit scores dropped after divorce were more likely to say finances contributed to the issues than those whose credit scores improved,” Credit.com reported. “Among those whose credit scores fell, 7 percent said finances were the primary factor in the breakup, as opposed to 4 percent in the group who saw a credit boost. Similarly, about 41 percent of people who saw increases said money had nothing to do with divorce, while only 32 percent in the other group said so.”

Where Can I Find a Bergen County Divorce Attorney?

You should always pay attention to your credit reports following a divorce. Debts, which could be linked to you under joint or shared accounts, may be the sole responsibility of one party following a divorce. If this party does not pay these debts, your credit score could be greatly impacted.

If your former spouse is not paying debts he or she was assigned in a divorce decree, you may have to ask the court to enforce the order. Otherwise, creditors, who are not bound by your divorce decree, could come after you looking for money.

If you are thinking about filing for divorce, let our firm arrange your initial consultation. Our family law offices in New York or New Jersey can be reached through our online contact form or at (866) 971-0927.

Kantrowitz, Goldhamer, Graifman, Perlmutter & Carballo, P.C. – Bergen County Divorce Attorneys

Source: http://www.marketwatch.com/story/could-divorce-save-your-credit-2014-02-12?link=MW_latest_news

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Client Reviews

    
 
 
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   Kenny Perlow 
 15 days ago
 
 
 Trustindex verifies that the original source of the review is Google. KGG Law, and Barry Kantrowitz in particular, set the bar high for what a thorough, practical, strategic, compassionate and smart lawyer can be. Everything about Barry's advice and representation was exemplary and the stress mitigation that resulted was invaluable. On top of that, the ultimate result Barry achieved was beyond what was reasonable to expect and we are forever grateful. Often, people say that you hire a lawyer to prevent a problem. Sometimes, unfortunately, you need an attorney to solve a problem and I could not recommend Barry and his firm any more highly in that regard.
  
 
     Posted on Google  
   Aliza Ali 
 79 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My dad had a great experience with this law firm. From the very beginning, the team was professional, knowledgeable, and always willing to answer our questions. They kept us informed throughout the entire process and made what could have been a very stressful situation much easier to handle. We truly appreciated their dedication, honesty, and hard work. Thanks to their support, my dad felt confident every step of the way. We are very grateful for everything they did and would highly recommend this firm to anyone looking for reliable legal representation.
  
 
     Posted on Google  
   Jana Montero 
 82 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had a wonderful experience working with Sam Smith. He was very responsive, thorough, and easy to work with from start to finish. He walked me through everything clearly and made what started as a very stressful situation for me into something completely manageable. I would not hesitate to recommend him and the firm!
  
 
     Posted on Google  
   Mike Sakmann 
 88 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I sought legal advice regarding an employment matter and had an excellent experience working with Sam Smith, Esq. at KGG Law. Sam was thorough, attentive, and took the time to listen carefully to my concerns before providing clear, thoughtful guidance. I appreciated the professionalism and care shown throughout the process, and I would confidently recommend KGG Law to anyone in need of legal assistance.
  
 
     Posted on Google  
   Liz Hecker 
 94 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I can't say enough about this firm. They manage to comfort you during the whole legal process while staying professional and doing what is right. I would recommend them to anyone and also hire them again if I need legal help.
  
 
     Posted on Google  
   Brandy Miller 
 117 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Kate is the best. She helped me very quickly, and was very attentive with all of my needs. So thankful for her
  
 
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   Mike Greenspan 
 130 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Kate Carballo is a dedicated, passionate, and creative attorney whom I had the pleasure to lecture with at a state trial lawyer's conference. Kate's lecture demonstrated how she uses her innovative and "out-of-the-box thinking" to achieve outstanding results for her injured clients. That Kate is certified by the Supreme Court of New Jersey as a civil trial attorney is a testament to her skills, experience and commitment to excellence.
  
 
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   Jonathan Sampson 
 137 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Was referred to KGG law by a friend and could not have asked for better legal representation. They walked me through every step of the process after my accident and began every call with “ how are you feeling” which was just one example of how much they care about their clients. They handled my case very efficiently, professionally and courteously. My attorney Kate Carballo was a rock star! So clearly experienced, she consistently made me feel at ease with the process. Highly recommend
  
 
     Posted on Google  
   Vinnie Kung 
 140 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We had a great experience with the team at KGG Law. While it was a traumatic time for our family, they made it very easy for us and explained all of our options. They even performed due diligence to make sure that after our settlement, there would be no further issues which I think is even more important than the settlement itself. Thank you!
  
 
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   Lynn Gill 
 141 days ago
 
 
 Trustindex verifies that the original source of the review is Google. The personnel at this business were second to none. Everyone was super responsive and amazing to work with. For any future legal needs, this will be my go-to, hands down.

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Could Your Credit Score Improve Following a Divorce?

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