What is the purpose of obtaining uninsured or underinsured motorist coverage?

Uninsured and underinsured motorist coverage is extremely important. That is coverage that you buy for yourself to protect you if you’re involved in an accident with someone that doesn’t have insurance or doesn’t have enough insurance. It’s extremely important that you review your uninsured and underinsured coverage to make sure you have amounts that match your liability coverage that way if you’re in an accident with someone who does not have adequate insurance, you are still protected.

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