Are Dog Bites Covered by Homeowner’s Insurance?

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Kantrowitz, Goldhamer, Graifman, Perlmutter & Carballo, P.C.

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Written/Reviewed By:

Barry S. Kantrowitz, Esq.

Last Updated: Mar 19, 2026

Read Time: 1 mins

The answer is almost always yes. Your homeowner’s insurance provides you with liability protection if your dog bites a third party. It likely will not cover you if your dog bites someone in your own family, but if a claim is made against you by somebody else, your insurance coverage should provide you with liability insurance.

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Are Dog Bites Covered by Homeowner’s Insurance?

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