Who is going to pay for my medical expenses following my New York/New Jersey car accident?

Under the no fault insurance law in both New York and New Jersey, your own insurance company generally pays for your medical bills and lost wages, regardless of who was at fault in the accident. If you don’t have your own insurance in New Jersey, the driver of the car will cover your medical insurance and lost wages. In New York, if you’re a pedestrian, the driver of the vehicle will cover your medical insurance and your lost wages.

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