What Should I Do if the At Fault Driver Doesn’t Have Insurance?

If someone is involved in an accident, it may be comforting to know that their own car insurance coverage or the other driver’s can help pay for the medical treatment and vehicle damages. However, if the driver at fault is uninsured or under insured, it may be difficult to recover damages. Below are some options for recovering your damages if the driver at fault doesn’t have insurance.

Uninsured motorist coverage

Uninsured motorist coverage can be added to your auto insurance policy. This provides a way to recover damages that you may suffer from an accident with a driver who has no insurance. This coverage pays for bodily injuries that you or your passengers may suffer.

Under-insured motorist coverage

Uninsured and under-insured coverage is usually packaged together. Similar to uninsured motorist coverage, under-insured motorist coverage will pay for injuries sustained in an accident with a driver who has inadequate insurance.

Collision coverage

Collision coverage can be added to your insurance policy. This coverage pays for repairs for damages sustained by your vehicle in an accident with an at-fault uninsured driver. Collision coverage doesn’t pertain to personal injuries, but only the cost of repairing a vehicle.

Filing a lawsuit

The other option is to file a lawsuit against the driver at fault.

Kantrowitz, Goldhamer, Graifman, Perlmutter & Carballo, P.C. – We can assist you!

If you’ve been injured in an auto accident with an uninsured and under-insured driver, contact Kantrowitz, Goldhamer, Graifman, Perlmutter & Carballo, P.C. Our auto accident attorneys can assist you to recover the damages you deserve. Call us at 201-690-7735/(866) 971-0927 or email us at [email protected].