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How Are Personal Injury Cases Settled?

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Kantrowitz, Goldhamer, Graifman, Perlmutter & Carballo, P.C.

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Written/Reviewed By:

Barry S. Kantrowitz, Esq.

Last Updated: Jun 12, 2026

Read Time: 4 mins

There are two main ways in which a personal injury lawsuit will be resolved. The first is through a jury verdict after a trial. The second is through a settlement agreement. A settlement will always result in financial compensation for the plaintiff, since the plaintiff agrees to drop the lawsuit in exchange for a sum of money. A favorable jury verdict can result in compensation for the plaintiff; however, the jury could decide to rule against the plaintiff. The risk of taking a case to trial is one reason why some plaintiffs prefer to explore the civil lawsuit settlement process. After reviewing your case, your personal injury lawyer can help you determine the merits of taking the lawsuit to trial versus negotiating a settlement deal.

The settlement process

The two sides in a civil court case may engage in settlement negotiations at any point after the complaint is filed. To start, the personal injury lawyer will determine approximately how much the case might be worth. This is typically expressed in a range, such as $100,000 to $150,000 or $25,000 to $50,000. The plaintiff’s counsel will try to negotiate for a settlement offer within this range.

On the other side of the table, the counsel for the defense will estimate what a jury award might look like in the event the case goes to trial and the defense loses. The defense will try to negotiate a settlement deal that is below that dollar amount.

One of the lawyers will then start the negotiation process by making an offer. The other side will likely present a counter-offer. There may be some additional back-and-forth offers as the two sides try to come to an agreement. When the personal injury lawyer has the best possible offer on the table, it’s time for the plaintiff to decide whether to accept the offer or take the case to trial. The lawyer can provide guidance to the plaintiff regarding the likelihood of a favorable jury verdict and a jury award larger than the settlement; however, it’s ultimately up to the plaintiff to decide.

If the plaintiff decides to accept the settlement offer, the paperwork will be finalized and filed with the court. Then, all the plaintiff needs to do is wait for the payment to arrive.

Determining an ideal settlement range

“How much is my case worth?” is often the first question that personal injury victims ask their lawyers, with good reason. Plaintiffs often face exorbitant medical bills and it’s a priority to figure out how to pay them. It’s also important to estimate the value of a case because this dollar range affects the settlement negotiations. There are a number of factors that a personal injury lawyer will evaluate before pinpointing a likely payment range. They include the following:

The extent of the property damage (e.g. was the car declared a total loss?)
The severity of the injuries (e.g. did the plaintiff need to undergo surgery or otherwise extensive and ongoing medical treatments?)
The degree of disfigurement (e.g. facial burns or lacerations expected to leave permanent scars)
The presence of injuries expected to cause permanent disability
The length of the recovery time
The need for hospitalization, medications, and supportive therapies such as physical therapy

The more extensive and severe a person’s injuries are, the higher the settlement amount is likely to be.

How long a settlement negotiation may take

Personal injury plaintiffs often face financial pressure. After dealing with injuries, they have medical bills and related expenses, and they’ve likely spent some time out of work. However, getting a favorable settlement deal can take some time.

The negotiation itself may take a few weeks to a few months. Complex cases tend to take longer, while straightforward cases take less time. Once the settlement agreement is finalized, it can take upwards of a month to receive the check.

The importance of hiring an experienced negotiator

Your personal injury settlement is largely dependent on the facts of the case, the evidence, and the skill of the negotiator. It’s imperative that you hire a personal injury lawyer who will provide vigorous legal advocacy both inside and outside the courtroom. The legal team at Kantrowitz, Goldhamer, Graifman, Perlmutter & Carballo, P.C. is known for securing maximum compensation on behalf of our clients. We can negotiate a fair and just settlement arrangement that enables you to move forward with your life in the wake of a devastating accident. Call us in New York or New Jersey to request your complimentary case review with a skilled personal injury lawyer.

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   LWelsh 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Clever and efficient.
  
 
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   Kenny Perlow 
 22 days ago
 
 
 Trustindex verifies that the original source of the review is Google. KGG Law, and Barry Kantrowitz in particular, set the bar high for what a thorough, practical, strategic, compassionate and smart lawyer can be. Everything about Barry's advice and representation was exemplary and the stress mitigation that resulted was invaluable. On top of that, the ultimate result Barry achieved was beyond what was reasonable to expect and we are forever grateful. Often, people say that you hire a lawyer to prevent a problem. Sometimes, unfortunately, you need an attorney to solve a problem and I could not recommend Barry and his firm any more highly in that regard.
  
 
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   Aliza Ali 
 86 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My dad had a great experience with this law firm. From the very beginning, the team was professional, knowledgeable, and always willing to answer our questions. They kept us informed throughout the entire process and made what could have been a very stressful situation much easier to handle. We truly appreciated their dedication, honesty, and hard work. Thanks to their support, my dad felt confident every step of the way. We are very grateful for everything they did and would highly recommend this firm to anyone looking for reliable legal representation.
  
 
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   Jana Montero 
 89 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had a wonderful experience working with Sam Smith. He was very responsive, thorough, and easy to work with from start to finish. He walked me through everything clearly and made what started as a very stressful situation for me into something completely manageable. I would not hesitate to recommend him and the firm!
  
 
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   Mike Sakmann 
 95 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I sought legal advice regarding an employment matter and had an excellent experience working with Sam Smith, Esq. at KGG Law. Sam was thorough, attentive, and took the time to listen carefully to my concerns before providing clear, thoughtful guidance. I appreciated the professionalism and care shown throughout the process, and I would confidently recommend KGG Law to anyone in need of legal assistance.
  
 
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   Liz Hecker 
 101 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I can't say enough about this firm. They manage to comfort you during the whole legal process while staying professional and doing what is right. I would recommend them to anyone and also hire them again if I need legal help.
  
 
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   Brandy Miller 
 124 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Kate is the best. She helped me very quickly, and was very attentive with all of my needs. So thankful for her
  
 
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   Mike Greenspan 
 137 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Kate Carballo is a dedicated, passionate, and creative attorney whom I had the pleasure to lecture with at a state trial lawyer's conference. Kate's lecture demonstrated how she uses her innovative and "out-of-the-box thinking" to achieve outstanding results for her injured clients. That Kate is certified by the Supreme Court of New Jersey as a civil trial attorney is a testament to her skills, experience and commitment to excellence.
  
 
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   Jonathan Sampson 
 144 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Was referred to KGG law by a friend and could not have asked for better legal representation. They walked me through every step of the process after my accident and began every call with “ how are you feeling” which was just one example of how much they care about their clients. They handled my case very efficiently, professionally and courteously. My attorney Kate Carballo was a rock star! So clearly experienced, she consistently made me feel at ease with the process. Highly recommend
  
 
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   Vinnie Kung 
 147 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We had a great experience with the team at KGG Law. While it was a traumatic time for our family, they made it very easy for us and explained all of our options. They even performed due diligence to make sure that after our settlement, there would be no further issues which I think is even more important than the settlement itself. Thank you!

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